1099 Tax Calculator 2026
The shortcut I wished existed when I started freelancing: punch in your gross 1099 income, pick your state, and see your real take-home — self-employment tax, federal income tax, state tax, and the SE deduction all worked out for you. Math runs in your browser, nothing leaves your machine, and the brackets are current for the 2026 tax year.
Net Annual Income
$56,926
after all taxes
28.8% effective tax rate
keep71.2%
| Net Income | 71.2% | $56,926 |
| Self-Employment Tax | 14.1% | $11,304 |
| Federal Income Tax | 9.4% | $7,527 |
| State Income Tax | 4.2% | $3,363 |
| State SDI | 1.1% | $880 |
Estimates for 2026 tax year · For informational purposes only
How it's calculated
SE wages (92.35% of income)$73,880
Self-employment tax (15.3%)$11,304
SE deduction (50% of SE tax)−$5,652
Federal taxable income$58,248
Standard deduction−$16,100
Effective tax rate28.8%
1099 Tax Calculator
SE tax, federal, and state tax on your contractor income.
Quarterly Tax Estimator
IRS quarterly payment amounts and due dates with safe harbor.
Deduction Calculator
See how home office, mileage, and retirement reduce your tax bill.
Calculate by State
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